Mr. Jason Ewart reports

FUTR REPORTS RECORD NEW AUTO DEALER SIGNINGS IN Q1 2026 DRIVEN BY FUTR PAYMENTS 2.0 FULL COMMERCIALIZATION

The Futr Corp. has signed 22 new auto dealers during the first quarter of 2026 to each offer Futr Payments to their customers -- the highest number of new dealer signings in a single quarter in the company's history.

Summary

• Futr has signed 22 new auto dealer agreements in Q1 2026, its highest single-quarter total to date, driven by the full commercialization of Futr Payments 2.0 which took place early in the quarter.
• The new agreements were secured through direct sales efforts.
• The 22 new auto dealers layer onto a base of approximately 160 active dealers; the current active dealer base has historically generated approximately $5-million to $6-million in annual revenue. Dealer activations of Futr Payments customers typically come on stream eight to 10 weeks after signing.
• Previously announced exclusive channel partner agreements with the New York State Auto Dealers Association and Tax Max are expected to drive new auto dealer signings through the balance of 2026 on top of further direct sales.
• Futr Payments customers engage via the Futr Agent App and Web-based platform which supports userbase growth.

Auto dealers whose customers purchase their vehicles using credit are provided an opportunity to make their payments via Futr Payments which payment methodology results in customers saving in interest costs over the life of their car loan. The 22 new agreements were secured through direct sales consistent with the company's geographic expansion strategy. The new signings layer onto a base of approximately 160 active dealers all of which have historically been in New York state which have historically generated approximately $5-million to $6-million in annual revenue.

The company's recently announced channel partnerships with the New York State Auto Dealers Association serving approximately 1,000 New York dealers, and Tax Max, which has a portfolio of over 3,000 car dealerships nationwide, are poised to serve as key channel partners to drive auto dealer growth as their go-to-market strategies come into effect beginning in Q2 for the NYSADA and Q3 for Tax Max.

Mindy Bruns, Futr Payments chief business officer, said: "We are pleased by the early endorsement of Futr Payments 2.0 by the auto dealer community. We are now active with direct solicitation of auto dealer partners in Texas, New Jersy and Pennsylvania. Our solution is win, win. The consumer is a big winner as they save on interest costs and the dealer wins by saving their customer money that often allows them to buy extended warranties and other incremental products."

Futr chief executive officer Alex McDougall said: "Futr Payments 2.0 is an exciting growth opportunity for Futr and at the same time very strategic to our plan to grow the Futr Agent App and platform userbase. Given our overall financial services focus, Futr Payments customers are an ideal demographic to benefit from the Futr Agent App and platform."

Futr Payments 2.0: the operational catalyst

The upgraded Futr Payments 2.0 platform delivers a materially improved auto dealer portal that streamlines the end-to-end onboarding process reducing the time from dealer signing to first consumer transaction. Accelerating the auto dealer activation life cycle is a primary operational focus for the company in Q2 2026.

Futr Payments 2.0 also substantially enhances the in-dealership consumer experience. By improving the speed, clarity and flow of the consumer-facing payment journey, the company anticipates greater consumer throughput on a per-dealer basis. Consumers introduced to Futr through a dealership running Payments 2.0 are expected to convert from initial in-dealership enrolment to full payment activation at a meaningfully higher rate than those onboarded on prior-generation infrastructure.

Based on current averages, management estimates that Futr Payments generates approximately $9 (U.S.) per consumer per month net of customer acquisition costs. This figure is net of commission fees paid to the dealer and their financing manager, and is composed of a disclosed upfront fee and continuing transaction fees, both of which are fully communicated by the financing manager during the dealership sales cycle.

Ms. Bruns added: "Payments 2.0 isn't just a product upgrade -- it's a structural shift in how efficiently we can grow. Faster dealer onboarding means we're generating revenue sooner after each signing, and a better in-dealership experience means more consumers moving from introduction to active use. Both levers matter as we scale."

Building toward an intelligent financial platform

Futr Payments 2.0 business operates on separate rails from those underlying the recently announced EQI global digital banking joint venture, but both are oriented toward the same strategic objective: giving Futr Agent App and platform users access to fulsome financial infrastructure and the intelligence to make better use of it.

Futr's longer-term road map is built on the premise that the consumer relationships originating in the dealership are the foundation for a much broader financial engagement. As the Payments 2.0 consumer base grows, Futr intends to develop agent-driven capabilities that are expected over time extend the value of those relationships. A dealer who enrolls a consumer is not simply completing a payment activation -- they are initiating a long-term financial relationship in which both parties participate.

Alex McDougall, Futr chief executive officer, said: "We believe that agent-driven intelligence will reduce consumer churn from the payments platform, support re-engagement and contribute to increased lifetime value for Futr and our auto dealer partners."

About The Futr Corp.

The Futr Agent App uses advanced AI (artificial intelligence) and intelligent document processing to help consumers unlock the financial value of their personal information. By enabling users to monetize their data and instantly access key documents and insights, the app saves meaningful time and simplifies everyday financial tasks.

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