Mr. George Lawton reports

NORTH AMERICA HOME FINANCE INC. COMPLETES INITIAL PUBLIC OFFERING AND LISTS ON THE CANADIAN SECURITIES EXCHANGE UNDER TICKER SYMBOL "NAHF"

North America Home Finance Inc. has successfully completed its previously announced initial public offering, led by Hampton Securities Ltd., as exclusive agent, pursuant to a prospectus dated Feb. 12, 2026, and the listing of its common shares on the Canadian Securities Exchange under the ticker symbol NAHF, expected to commence on the open of trading tomorrow, Feb. 26, 2026.

"This marks a significant milestone for NAHF," said George Lawton, chief executive officer of North America Home Finance. "We believe we are introducing a new category of public company in Canada, which we refer to as a 'shared equity housing corporation' that supports housing market stability, resident equity participation and long-term asset performance. Commencement of trading under the ticker symbol NAHF on the CSE represents the beginning of our next growth chapter."

The company completed the offering of 3.4 million units of the company at a price of 50 cents per unit, for aggregate gross proceeds of $1.7-million. Each unit consisted of one common share and one-half of one common share purchase warrant, with each whole warrant exercisable at 85 cents per common share for a period of 24 months following closing of the offering. The warrants will be listed for trading on the CSE under the ticker symbol NAHF.WT starting at the open of trading on Feb. 26, 2026.

In connection with the filing of the final prospectus, the company has also issued 3,595,204 common shares and 1.7 million common share purchase warrants to acquire 1.7 million common shares, exercisable at 85 cents per common share in satisfaction of certain debt obligations outstanding as at the date of the final prospectus, with an aggregate principal amount of $1.7-million.

Pursuant to an agency agreement between the agent and the company dated Feb. 12, 2026, the company has granted to the agent an option, exercisable, in whole or in part, at the sole discretion of the agent, for a period of 30 days from the closing of the offering, to offer for sale additional units of up to 15 per cent of the number of units issued pursuant to the offering, and/or any combination of additional unit shares and/or additional warrants up to such amount.

In consideration for the services rendered by the agent in connection with the offering, the company: (i) paid a cash commission equal to 7 per cent of the aggregate gross proceeds of the offering; (ii) paid the agent a corporate finance fee of $165,000; and (iii) issued 238,000 broker warrants, with each broker warrant entitling the holder thereof to acquire one common share at an exercise price of 50 cents per common share at any time until 24 months following the closing of the offering.

Use of proceeds

The company intends to use the net proceeds from the offering to repay certain liabilities, finance general corporate purposes (including general and administrative expenses), support working capital, and cover costs associated with listing and becoming a reporting issuer. A more detailed description of the use of proceeds is set out in the final prospectus. A copy of the final prospectus is available under the company's profile on SEDAR+ and on the company's website.

Advancing a new model for housing affordability

North America Home Finance is developing and acquiring residential properties while offering consumers shared-equity pathways to home equity. Through its proprietary HomePlan program, residents can build equity and move toward ownership while living in high-quality rental housing.

North America Home Finance's model combines residential real estate development, income-producing housing assets and proprietary shared-equity programs, including its HomePlan offering. Through this structure, the company seeks to create long-term housing value while expanding access to pathways toward home equity for resident families.

Exchange offering to existing securityholders

North America Home Finance is conducting an exchange offering pursuant to which holders of certain previously issued bonds and rights may exchange such securities for Series 1 non-voting preferred shares in the capital of the company at a fixed exchange value of $10.35 per housing share. The exchange offering is intended to strengthen the company's balance sheet and align prior investors with long-term housing value creation. The final prospectus qualifies the distribution of the housing shares to qualifying holders who validly tender their applicable securities under the exchange offering.

About North America Home Finance Inc.

North America Home Finance is a residential real estate finance and development company focused on expanding housing access through shared-equity and next-generation ownership pathways. The company develops, acquires and manages income-producing residential housing communities in Canada while enabling residents to participate in long-term housing equity growth.

We seek Safe Harbor.