Mr. Jeff Morgan reports

AMERITRUST ANNOUNCES 2025 ANNUAL FINANCIAL RESULTS

Ameritrust Financial Technologies Inc. has filed its audited consolidated financial statements and management's discussion and analysis report for the years ended Dec. 31, 2025, and 2024. These documents may be viewed under the company's profile at SEDAR+.

Cash on hand at Dec. 31, 2025, was $36,968,923 compared with $10,231,191 as at Dec. 31, 2024. At Dec. 31, 2025, the company reported a working capital surplus of $30,417,979 as compared with a working capital surplus of $4,002,995 at Dec. 31, 2024.

Revenue for the fourth quarter of 2025 decreased to $401,838 in comparison with Q4 2024 revenue of $477,232. The revenues are primarily generated from the servicing of lease contracts.

Jeff Morgan, Ameritrust's chief executive officer, commented:

"Two thousand twenty-five marked a foundational year for Ameritrust. The progress we made throughout the year significantly strengthened our platform, balance sheet and organizational readiness, positioning the company for what we believe will be a sustained period of growth.

"During the year, we enhanced our proprietary leasing technology platform, including the integration of AI-enabled functionality to improve credit risk assessment, automate underwriting and decisioning processes, and strengthen predictive analytics. We broadened access to U.S. investors through our listing on the OTCQB market, resolved multiple legacy corporate and legal matters, and expanded our management and operational teams to support scalable growth.

"We also established three dedicated operating subsidiaries -- Ameritrust Financial, Ameritrust Serves and Ameritrust Auto -- to better align our business lines and execution strategy. In addition, we welcomed new shareholders and raised nearly $40-million to support the start of Ameritrust lease originations, while securing a revolving line of credit with the Bank of Texas to further strengthen our liquidity position.

"Entering 2026, we have commenced lease originations and are actively onboarding new dealers nationwide, while educating them on Ameritrust's financing solutions. We have increased brand and market awareness through targeted social media outreach, participation in a leasing industry conference and coverage across automotive publications and podcasts. With our technology, capital and operating infrastructure now in place, we believe 2026 will be a defining year for Ameritrust and its shareholders."

About Ameritrust Financial Technologies Inc.

Ameritrust Financial Technologies, listed on the TSX Venture Exchange, OTCQB and Frankfurt markets, is a finance solution and fintech provider disrupting the automotive industry. Ameritrust's integrated, cloud-based transaction platform facilitates transactions amongst consumers, dealers and funders. Ameritrust's platform is being made available across the United States.

We seek Safe Harbor.