Mr. Graham Rankin reports

EVERYDAY PEOPLE FINANCIAL ANNOUNCES CLOSING OF SHARES FOR DEBT SETTLEMENT

Everyday People Financial Corp., further to receiving conditional approval from the TSX Venture Exchange, has closed the previously announced debt settlement transaction pursuant to a debt settlement agreement dated July 27, 2026, with one creditor to settle $80,000 of outstanding debt owed by the company's wholly owned subsidiary, Everyday People Financial Solutions Ltd. (EPFS), through the issuance of common shares of the company, in accordance with exchange Policy 4.3, Shares for Debt. This debt settlement forms part of the company's initiative to further strengthen its balance sheet by reducing payables and preserving cash to support its pure-play global receivables management operations and growth.

The debt was owed by EPFS, and represents interest and fees accrued under a promissory note dated Nov. 10, 2025, the principal amount of which was previously repaid. Pursuant to the agreement entered into by the company, EPFS and the creditor, the company has issued an aggregate of 128,825 common shares in the capital of the company to the creditor at a deemed price of 62.10 cents per settlement share, in full and final settlement of the debt.

The creditor deals at arm's length with the company and the share-for-debt transaction does not constitute a related party transaction. The issuance of the settlement shares will not result in the creation of a new control person of the company and, accordingly, disinterested shareholder approval is not required. The transaction does not constitute a related party transaction under Multilateral Instrument 61-101, Protection of Minority Security Holders in Special Transactions.

The settlement shares were issued pursuant to the conditional approval of the TSX-V received Aug. 14, 2026. The newly issued shares will be subject to a statutory hold period of four months plus one day from the date of issuance, in accordance with applicable securities laws and TSX-V policies.

As of the date of this news release, the company has 130,670,534 common shares issued and outstanding.

About Everyday People Financial Corp.

Everyday People Financial is a pure-play global receivables management platform company, providing fee-for-service receivables management and debt collection services across Canada and the United Kingdom. First established in 1975, the company has a work force of over 700 professionals operating across Canada and the United Kingdom.

The company's global receivables management platform, operating under BPO, EPFS, CCS, ACT, GCS and Groupe Solution, helps organizations recover receivables and streamline billing processes without purchasing consumer debt. Founded on the belief that everyone deserves a second chance to financially reestablish themselves, the company is committed to responsible receivables management that puts the customer at the heart of the process delivering optimal outcomes for clients while treating consumers with dignity and affordability.

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