Mr. Alex McDougall reports

FUTR LAUNCHES PAYMENTS 2.0, EXPANDING ITS AUTO PAYMENTS BUSINESS AND LAYING THE GROUNDWORK FOR INTELLIGENT FINANCE

The Futr Corp. has launched Payments 2.0 -- a faster, more modern auto payments platform that helps dealers onboard customers quickly, uncover savings opportunities and manage everyday financial flows. Consumers also gain a clearer, more intuitive way to track balances, manage payments and access Futr's financial tools inside the Futr app.

"Payments 2.0 accelerates the growth of our payments business and positions us for the next phase of our road map," said Alex McDougall, president. "Dealers get a faster, simpler experience today, while the platform gains the flexibility to power the intelligent, agent-driven features coming next."

Dealers consistently struggle with slow onboarding, scattered data and limited visibility into savings opportunities, all of which make it harder to retain customers and keep them engaged over time. Payments 2.0 directly addresses these challenges with a self-serve dealer portal, stronger data integrations and faster treasury processing that simplify workflows and surface savings in real time. The launch builds on Futr's July, 2025, migration of all payments users to new core infrastructure. These enhancements also lay the foundation for Futr's intelligent payments road map and future agent-assisted features.

"Partners want a system that's fast, reliable and easy for customers to use," said Mindy Bruns, chief business officer. "Payments 2.0 delivers that today and gives us the infrastructure required to expand into new categories while keeping the experience simple for dealers and consumers. By improving automation and transparency, we're also enabling more consumers to access flexible, budget-friendly payment tools that make it easier to stay on top of their financial goals."

Payments 2.0 introduces a number of enhancements, including:

• Self-serve dealer portal for instant onboarding and account set-up;
• Improved savings workflows, helping dealers surface loan and payment optimization opportunities more easily;
• Faster treasury and settlement processing for increased transparency;
• Expanded data integrations to support deeper financial insights;
• Unified platform architecture that supports today's auto flows and future agent-powered utilities;
• Flexible API (application programming interface) foundation enabling future integrations across loans, payments and financial services.

Futr currently supports over 250 enterprise dealers and connects to more than 1,500 financial institutions, and has already facilitated payments to over 900 lenders. These milestones were achieved even while operating on legacy infrastructure, underscoring the strength of Futr's payments business and the opportunity unlocked by the new platform. As Futr expands its dealer network, adds new partners and integrates additional financial services, Payments 2.0 becomes the foundation for the intelligent, data-driven experiences Futr is building next.

About The Futr Corp.

Futr's AI Agent app is focused on putting money back in consumer's wallets through a unique data monetization rewards system, personalized offers, as well as agent-driven smart payment management. The Futr AI Agent app will allow enterprises to get rewarded for contributing consented consumer data to the agent and also allow brands to leverage this data to improve personalization and customer acquisition.

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