Mr. James Obright reports

GOEASY LTD. ANNOUNCES RENEWAL OF SECURITIZATION WAREHOUSE FACILITY

goeasy Ltd. has renewed its revolving securitization warehouse facility collateralized by consumer loans effective Sept. 29, 2026, including its ability to make additional draws on the facility subject to certain conditions.

The renewed facility will provide total contractual borrowing capacity of $910-million, reduced from $1.12-billion to better align with goeasy's anticipated funding requirements during the renewed term and reduce costs associated with unused capacity. Advances under the facility will bear interest at an annual rate of adjusted daily compounded Canadian overnight repo rate average (adjusted CORRA) plus 275 bps (basis points), a 35 bps decrease from the 310 bps spread over adjusted CORRA applicable under the facility previously. The lending syndicate remains unchanged.

The company has satisfied the conditions to incremental borrowing under the facility that were agreed to with the lenders in March, 2026, including delivery of a satisfactory audit report and the replacement of its backup servicer. With the renewal of the facility, additional draws, which may only be made to fund new loan originations, will remain subject to customary borrowing conditions, including standard representations and compliance with applicable covenants, eligibility criteria, and borrowing-base requirements. Additional draws to fund prior loan originations may be effected only after the company's revolving credit facility has been extended to July 18, 2028, or a later date and the company's financial forecast has been delivered and accepted by the facility lenders.

"The renewal of our securitization warehouse facility, at a lower interest rate, reflects the ongoing support of our lending syndicate and the progress we have made in executing our six-point action plan," said Felix Wu, goeasy's chief financial officer. "Reducing the size of the facility better aligns with our anticipated funding needs and lowers our financing costs. The renewal is an important milestone as we continue to manage down our leverage."

The company will continue to utilize an interest rate swap agreement to generate fixed rate payments on the amounts drawn. The maturity date for the renewed facility is Oct. 29, 2027.

About goeasy Ltd.

goeasy is a leading Canadian provider of non-prime consumer lending solutions, offering a suite of financial products through its easyfinancial, easyhome and LendCare brands. goeasy offers unsecured and secured instalment loans, point-of-sale financing and lease-to-own merchandise through its omnichannel model, which spans on-line, mobile and hundreds of locations nationwide.

Driven by its team members' dedication to expand access to credit for underserved communities and helping customers strengthen their financial futures, goeasy has proudly served more than 1.6 million customers while building an award-winning culture. Shares of goeasy are listed on the Toronto Stock Exchange (TSX) under the symbol GSY.

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