Mr. Mike Marrandino reports

MARBLE FINANCIAL PLANS NEW CONVERTIBLE DEBENTURES AND UNIT PRIVATE PLACEMENT

Marble Financial Inc. will issue up to approximately $827,382 in principal amount of new unsecured convertible debentures in exchange for the full settlement and discharge of approximately $814,440 in principal and $12,942 in interest owing on its Series 2023-02.SD-CD10-A unsecured convertible debentures.

The new debentures will mature one year from issuance and will bear simple interest at a rate of 10 per cent per annum payable six months after issuance and on the maturity date. The holder may convert the principal amount into common shares at a price of seven cents per share, and any accrued interest on such converted amount shall be concurrently paid in common shares at a deemed price per share equal to the greater of the most recent closing price for the common shares preceding the date of conversion and five cents.

The company may, at any time following the closing date, repay the principal amount without penalty. If the company completes one or more equity financings within any 30-day period, which raises aggregate gross proceeds in cash of more than $120,000, the company shall allocate 20 per cent of the amount that such gross proceeds exceed $120,000 to early repayment of the new debentures on a pro rata basis. The new debentures and any common shares issued on conversion of principal and interest will be subject to a hold period expiring four months and one day following the closing date.

The company is pleased to announce a non-brokered private placement of five-cent units for gross proceeds of up to $800,000. Each unit is composed of a common share and a whole warrant exercisable to purchase a common share at a price of 10 cents for a period of two years. The company may pay finders' fees in accordance with applicable laws and exchange requirements. All securities issued will be subject to a hold period expiring four months and one day from the closing date.

About Marble Financial Inc.

Marble is a leading provider of software-as-a-service (SaaS) solutions that empower businesses to acquire and use real-time financial data to better transact with consumers, along with enabling smarter marketing return on investment for partners seeking increased conversion rates to those consumers who require further monitoring, predictive financial recommendations and guidance to rehabilitate them to transact in the future. Utilizing Marble's proprietary and proven artificial intelligence data-driven technology platforms, Inverite, Accumulate.ai and MyMarble, businesses and consumers are empowered, in real time, access to a 360-degree financial profile that includes credit and banking data. Marble leverages machine learning, artificial intelligence, predictive financial recommendations, risk scores and open-banking strategies to put the power of financial data into the hands of businesses and consumers, promoting more robust relationships and higher intent toward future engagements.

We seek Safe Harbor.