An anonymous director reports

XTM COMMENCES COURT-APPROVED SALE AND INVESTMENT SOLICITATION PROCESS WITH STALKING HORSE BID

XTM Inc. and its subsidiary, Everyday People Payments Inc., have commenced a sale and investment solicitation process (SISP) pursuant to an order dated April 10, 2026, by the Ontario Superior Court of Justice in the company's Companies' Creditors Arrangement Act (CCAA) proceedings.

The court approved a Stalking Horse subscription agreement on April 10, 2026, from Pateno Payments Inc. with an estimated value of $9.5-million (Canadian), representing the estimated outstanding debtor-in-possession financing provided by Pateno to XTM during the CCAA proceedings.

If no qualified bids are received by the bid deadline, other than the Stalking Horse bid, the company intends to return to court to seek approval of the proposed transaction, including a reverse vesting order, and, if granted, proceed to closing as soon as practicable. Further details regarding the Stalking Horse bid are provided on the monitor's website at the address set out below.

The SISP is intended to solicit interest in, and opportunities for, a sale of, or investment in, all or part of XTM's assets and business operations. The opportunity may include one or more of:

• A restructuring or recapitalization of the business as a going concern;
• An investment in the company or its operations;
• Or a sale of all, substantially all or certain of, XTM's assets and business operations.

Persons interested in participating in the SISP may contact The Fuller Landau Group Inc., the court-appointed monitor of the XTM entities, as detailed below. Registrants will receive a process summary describing the opportunity, together with access to a virtual data room upon execution of a non-disclosure agreement and submission of the information required under the SISP. The deadline to submit a binding offer is set for June 8, 2026, at 4 p.m. Eastern Time.

Fuller Landau Group can be reached at 151 Bloor St. West (12th floor, Toronto, Ont., M5S 1S4, Canada, e-mail: gchibukhchyan@fullerllp.com.

Copies of the SISP order and other related documents, including details of the SISP process, may be obtained on the monitor's website.

The trading in the company's common shares continue to remain halted on the Canadian Securities Exchange.

About XTM Inc.

XTM is a fintech enabler and the founder of AnyDay, a real-time payroll, tip and earned wage access platform. The XTM entities are subject to the terms of the orders of the court and readers are encouraged to read the initial order issued by the court on Feb. 27, 2026, as amended and restated from time to time, and the temporary order issued by the Bank of Canada on the same date in their entirety.

We seek Safe Harbor.