Mr. Craig Skauge reports

OLYMPIA FINANCIAL GROUP INC. ANNOUNCES 2025 ANNUAL RESULTS

Olympia Financial Group Inc. has released its operating and financial results for the year ended Dec. 31, 2025.

The audited financial statements and notes, as well as management's discussion and analysis, are now available on SEDAR+.

Results from operations for the year ended Dec. 31, 2025, include the following (compared with operations for the year ended Dec. 31, 2024):

• Total net earnings and comprehensive income decreased 17 per cent to $19.86-million from $23.92-million.
• Total revenue decreased 4 per cent to $98.86-million from $102.92-million, mainly due to a decrease in trust income.
• Service revenue increased 5 per cent to $50.00-million from $47.78-million, mainly due to an increase in monthly and transaction fees related to account growth within the IAS division.
• Trust, interest and other income decreased 11 per cent to $48.87-million from $55.14-million, mainly due to a decrease in interest rates on trust fund placements made over the previous 12 months.
• Total expenses increased 1 per cent to $72.51-million from $71.94-million, mainly due to computer system upgrades utilizing advanced AI (artificial intelligence) and business process automation, as well as higher legal fees. These increases were partially offset by lower operational wage costs.
• Basic and diluted earnings per share attributable to shareholders of Olympia decreased 17 per cent to $8.25 per share from $9.94 per share.

About Olympia Financial Group Inc.

Olympia conducts most of its operations through its subsidiary Olympia Trust Company, a non-deposit-taking trust company. Olympia Trust Company is licensed to conduct trust activities in Alberta, British Columbia, Saskatchewan, Manitoba, Quebec, Newfoundland and Labrador, Prince Edward Island, New Brunswick, and Nova Scotia. Olympia Trust Company administers self-directed registered plan accounts, corporate trust and transfer agency services. Olympia also provides currency exchange and global payment services through its subsidiary, Olympia Currency and Global Payments Inc., and offers private health services plans and information technology services to exempt market dealers, registrants and issuers through its subsidiary Olympia Benefits Inc.

Olympia's common shares are listed on the Toronto Stock Exchange under the symbol OLY.

We seek Safe Harbor.