The Financial Post reports in its Tuesday edition that interest rates, capital buffers and expense management are among the big issues facing Canada's biggest banks in 2024, but in the view of National Bank analyst Gabriel Dechaine, they are only a start. The Post's Denise Paglinawan writes that in a note released ahead of today's RBC Capital Markets 2024 Canadian Bank CEO Conference, the industry's first banking jamboree of 2024, Mr. Dechaine laid out 10 questions each for the Big Six banks, as well as some for lesser players in the sector, ranging from the big picture to highly specific details of the banks' operations. The industry-wide questions included whether interest rate cuts as forecast will affect net interest margins, what level of rate cuts the banks would prefer in 2024 and whether more restructuring charges will be recorded in 2024. For Toronto-Dominion Bank, Mr. Dechaine had questions about a deceleration in share buybacks in the fourth quarter, the importance of overdraft fees to its U.S. and Canadian businesses and the aftermath of anti-money-laundering concerns raised by the U.S. Department of Justice.