The Globe and Mail reports in its Wednesday edition that TD First Class Travel Visa Infinite cardholders now get four complementary airport lounge visits each year. Guest columnist Barry Choi writes that these passes -- valued at around $280 -- offset the card's annual fee of $139. While adding lounge access to TD's flagship travel credit card makes sense on paper, the reality is that lounges in Canada are overcrowded or require a long wait to get in. That is because every major financial institution in Canada has a credit card that offers lounge access. Mr. Choi says that when everyone can get into a lounge, it is no longer special. A better benefit, he says, may have been to give cardholders a free Deluxe TD Auto Club Membership, which provides emergency roadside services. Even though the TD Cash Back Visa Infinite Card already offers this perk, giving it to TD First Class Travel Visa Infinite cardholders could have been a good way to showcase TD Auto Club services.