Ms. Lina Hanna reports

TD EXPANDS ACCESS TO AFFORDABLE EVERYDAY BANKING FOR INDIGENOUS PEOPLES

Toronto-Dominion Bank (TD Bank Group) has expanded its low-cost and no-cost banking options for indigenous peoples from Canada, reinforcing the bank's continuing commitment to fostering financial inclusion and strengthening economic reconciliation.

As part of these enhancements, the TD minimum chequing account will now be available with no monthly fee for indigenous peoples from Canada, starting Nov. 28, 2025. Key features include:

• 12 debit transactions per month, including up to two completed in a TD branch or through EasyLine telephone banking;
• Unlimited public transit transactions at most Canadian public transit agencies/merchants;
• No Interac e-transfer fee when sending funds;
• Free digital monthly statements;
• No minimum balance requirement;
• Zero-dollar monthly fee on TD monthly plan overdraft protection.

This announcement builds upon TD's continuing efforts toward truth and reconciliation. In the TD and Indigenous Communities in Canada 2025 Update Report, TD has prioritized eliminating barriers to financial services, supporting affordable housing, and expanding opportunities in education and employment for indigenous peoples across the country.

Advancing access for indigenous communities

This expanded access reflects TD's continuing commitment to strengthening economic participation and reducing systemic barriers that continue to impact first nation, Inuit and Metis people.

"We know that meaningful access to banking services plays a crucial role in building financial well-being," said Doris Bear, vice-president, indigenous banking, TD. "By broadening our no-cost offering, we're taking another step forward in our work to support indigenous communities' financial goals and promote reconciliation in a tangible way."

The no-monthly-fee option will be available to indigenous peoples from Canada, complementing TD's continuing initiatives to provide enhanced access to advice and increased opportunities for economic inclusion.

More flexibility for public transit users

TD is also expanding the convenience of everyday banking by exempting most public transit purchases from your transaction count on both the TD minimum chequing account and the TD everyday chequing account.

"Access to a basic bank account is the foundation for building financial confidence and creating opportunities," said Lina Hanna, vice-president, everyday banking, TD. "These enhancements are designed to make everyday banking more flexible, affordable and responsive to the needs of Canadians."

A commitment aligned with national standards

These updates support TD's participation in the Financial Consumer Agency of Canada's updated voluntary commitment on low-cost and no-cost accounts, which comes into effect Dec. 1, 2025.

About Toronto-Dominion Bank

TD and its subsidiaries are collectively known as TD Bank Group. TD is the sixth-largest bank in North America by assets and serves over 28.1 million customers in four key businesses operating in a number of locations in financial centres around the globe: Canadian personal and commercial banking, including TD Canada Trust and TD Auto Finance Canada; U.S. retail, including TD Bank, America's Most Convenient Bank, TD Auto Finance U.S. and TD Wealth (U.S.); wealth management and insurance, including TD Wealth (Canada), TD Direct Investing and TD Insurance; and wholesale banking, including TD Securities and TD Cowen. TD also ranks among the world's leading on-line financial services firms, with more than 18 million active on-line and mobile customers. TD had $2-trillion in assets on July 31, 2025. The bank trades under the symbol TD on the Toronto Stock Exchange and New York Stock Exchange.