Mr. Rob Curley reports

TD BANK STREAMLINES REGIONAL STRUCTURE TO ACCELERATE GROWTH AND STRENGTHEN MARKET ALIGNMENT

Toronto-Dominion Bank's TD Bank will consolidate its Mid-South Metro segment into two newly defined regions, the Mid-Atlantic Metro and Southeast Metro, effective immediately. By integrating teams into these established regions, the bank can unify service models, accelerate decision-making and deepen access to expertise that supports clients and communities where they need it most.

The realignment also creates more opportunities for collaboration -- by combining strengths within two well-established regions, colleagues gain access to broader seasoned peer networks, specialized product knowledge and more integrated support that reinforce the bank's One TD operating model. The structure also places additional leadership support and resources in the markets these teams serve each day. Regional president Rob Curley, a 36-year TD Bank veteran, will lead the Mid-Atlantic Metro and the Southeast Metro will be led by regional president Nick Miceli, who brings 28 years of experience with the bank. Their decades of experience provide a strong foundation for the regions' continued momentum.

"This new regional structure strengthens our commitment to the communities we serve," said Andy Bregenzer, head of regional and small business banking, TD Bank. "By empowering local teams with greater resources and decision-making authority, we're positioning ourselves to respond more quickly, support local growth more effectively and build even deeper relationships with our clients and community."

The Mid-Atlantic Metro, under Mr. Curley's leadership, will include Pennsylvania, New Jersey, Delaware, Maryland, Washington, D.C., and Virginia. The Southeast Metro, led by Mr. Miceli, will serve North Carolina through Florida. Existing leadership within these areas, including the Carolinas, will remain in place, ensuring continuity for customers.

"Our stores and the experience we create are at the heart of how TD shows up for our clients and communities. This realignment builds on that foundation by bringing teams closer to the resources and expertise that provide that support every day," said Allison Robinson, head of retail distribution, TD Bank. "Through that combined strength, we can deliver a more consistent and connected experience for those we serve."

TD Bank remains committed to supporting the communities it serves by ensuring teams have the expertise and resources needed to meet customer needs across every market. The realignment reinforces that commitment by helping the bank stay closely connected and continue delivering an exceptional client experience across its footprint.

About Toronto-Dominion Bank's TD Bank

TD Bank is one of the 10 largest banks in the United States by assets, providing over 10 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth. TD Bank is headquartered in Mount Laurel, N.J.

TD Bank is a subsidiary of Toronto-Dominion Bank, a top-10 North American bank.